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But the FCA didn't take any enforcement action such as fining Wonga, since the activities took place before it had powers over Britain's £2 billion payday loan market. The Office of Fair Trading, which started investigating Wonga's debt collection practices in 2011, handed the case to the FCA in April and no longer exists. Hindu erotica

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Payday loans have become a $40 billion business and are especially prominent outside military bases. David VanBeekum, a market manager for a local bank near Hill Air Force Base helps to educate Airmen about how payday loans work. He said Utah has 350 payday lenders and almost 10 percent of them are located just outside the base's gates.

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